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24 June 2026

IRDAI Policyholders’ Education and Protection Fund

The topic concerns the governance and management framework of a specific statutory body (IRDAI) and its fund, which is directly relevant to the functioning of regulatory institutions and consumer protection in the financial sector.

1 min read Day 1 of 2 1 questions 1 prelims

Notes

  • The Insurance Regulatory and Development Authority of India (IRDAI) is planning to establish a management panel to oversee the Policyholders’ Education and Protection Fund (PEPF).
  • The PEPF currently holds a corpus of approximately ₹800 crore.
  • The proposed management mechanism is intended to align with existing protection frameworks established by other financial sector regulators for depositors and investors.

Part of a longer story

This is day 1 of 2 in IRDAI Policyholders' Education and Protection Fund (PEPF) Regulations, which has been running since 24 June 2026. Reading it whole is usually worth more than reading today alone — the exam asks how something developed.

Questions

  1. Discuss the significance of establishing dedicated management panels for investor and policyholder protection funds in the context of strengthening financial sector regulation in India. 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00

Prelims

  1. The Policyholders’ Education and Protection Fund (PEPF) is administered by which of the following regulatory bodies?