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14 July 2026

Delhi Lakshmi Yojana women's financial assistance scheme

This is a specific state-level welfare scheme targeting women's financial empowerment, which serves as a relevant case study for questions on social welfare policies and gender-based interventions.

1 min read Day 1 of 12 2 questions 2 prelims

Notes

  • Scheme Name: Delhi Lakshmi Yojana.
  • Objective: Provide financial security to women to enhance their role in family and society.
  • Financial Benefit: ₹2,500 per month to eligible women.
  • Target Beneficiaries: Women aged 21 to 60 years.
  • Eligibility Criteria: Residents of Delhi for at least 10 years; family annual income not exceeding ₹2.5 lakh.
  • Exclusions: Women with criminal records; families owning a four-wheeler; beneficiaries of other government pension or financial assistance schemes.
  • Intra-family Rule: Only the eldest eligible woman per family qualifies.
  • Budgetary Allocation: ₹5,110 crore allocated in the annual budget.
  • Implementation Timeline: Scheduled for launch around August 28 (Raksha Bandhan).

Part of a longer story

This is day 1 of 12 in Delhi Lakshmi Yojana implementation, which has been running since 14 July 2026. Reading it whole is usually worth more than reading today alone — the exam asks how something developed.

Questions

  1. Direct Benefit Transfer (DBT) schemes are increasingly being used as a tool for women's empowerment in India. Discuss the socio-economic implications of such targeted financial assistance programs on household decision-making and gender equality. 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00
  2. Critically analyze the role of state-led welfare schemes in addressing poverty and social exclusion. How do stringent eligibility criteria and exclusion clauses impact the overall effectiveness and reach of such public policy interventions? 250 words
    Attempt this — 250 words in 11 min
    0 / 250 words 11:00

Prelims

  1. Under the Delhi Lakshmi Yojana, what is the maximum annual family income threshold for a woman to be eligible for the monthly financial assistance?

  2. Which of the following is a criterion for exclusion from the Delhi Lakshmi Yojana?