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15 July 2026

Maharashtra Ladki Bahin scheme controversy

The topic highlights critical implementation challenges in direct benefit transfer schemes, such as digital exclusion and fiscal sustainability, which are core themes in GS2 governance and welfare policy questions.

1 min read Day 1 of 3 2 questions

Notes

  • Mukhyamantri Majhi Ladki Bahin Yojana is a welfare scheme in Maharashtra providing monthly financial assistance to women.
  • The scheme faces implementation challenges, specifically regarding e-KYC verification processes.
  • Reports indicate that a significant percentage of beneficiaries have been excluded from the scheme due to digital literacy barriers and lack of smartphone access.
  • Concerns have been raised regarding the fiscal sustainability of the scheme, with an estimated annual burden of approximately ₹44,000 crore.
  • Issues regarding the inclusion of ineligible beneficiaries, such as government employees or recipients of other welfare programmes, highlight gaps in the verification and approval mechanism.
  • There is a growing demand for administrative accountability and the adoption of more inclusive verification methods, such as doorstep verification, to ensure benefits reach the intended target demographic.

Part of a longer story

This is day 1 of 3 in Implementation and scrutiny of Maharashtra's Mukhyamantri Majhi Ladki Bahin Yojana, which has been running since 15 July 2026. Reading it whole is usually worth more than reading today alone — the exam asks how something developed.

Questions

  1. Discuss the challenges associated with the digital delivery of social welfare schemes in India, with particular reference to the digital divide and its impact on beneficiary exclusion. 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00
  2. Examine the fiscal implications of populist welfare measures on state exchequers. How can governments balance the need for social empowerment with the requirement for long-term fiscal prudence and administrative accountability? 250 words
    Attempt this — 250 words in 11 min
    0 / 250 words 11:00