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5 August 2026

Himachal Pradesh health insurance scheme

The topic concerns a specific state-level health insurance scheme which serves as a relevant case study for public health policy and welfare delivery mechanisms in the Indian federal context.

1 min read 1 questions 1 prelims

Notes

  • Himachal Pradesh government is planning to launch a new health insurance scheme.
  • The scheme aims to provide health insurance coverage of up to ₹10 lakh per family.
  • The target beneficiaries are economically weaker families.
  • The policy will be offered at a highly affordable/nominal premium.
  • Approximately 10 lakh families are expected to be covered under this initiative.
  • The state government claims this will be the first state-level comprehensive health insurance scheme of this scale in India.

Questions

  1. Discuss the significance of state-led health insurance initiatives in achieving the goal of Universal Health Coverage (UHC) in India. How do such schemes complement existing central health programs? 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00

Prelims

  1. Which state government has proposed a new health insurance scheme aiming to provide coverage of up to ₹10 lakh to approximately 10 lakh families?