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18 August 2026

Delhi Lakshmi Yojana recovery of funds

The topic concerns a specific state-level welfare scheme and its implementation, recovery mechanisms, and accountability measures, which are directly relevant to GS2 and GS4 syllabus themes regarding public fund utilization and governance.

1 min read Day 9 of 12 1 questions 2 prelims

Notes

  • Delhi Lakshmi Yojana provides monthly financial assistance of ₹2,500 to eligible women aged 21-60.
  • Eligibility criteria include obtaining an endorsement letter from the local MLA or MP and a limit of one beneficiary per family.
  • The scheme mandates the recovery of all disbursed funds if a beneficiary is found to be ineligible at any point.
  • Ineligible beneficiaries face immediate termination of benefits and potential legal or administrative action for fraud.
  • Upon the death of a beneficiary, aid payments cease immediately.
  • Funds in the beneficiary's recurring deposit account, including interest, are transferred to legal heirs.
  • Unclaimed funds revert to the government account if not claimed within two years of the beneficiary's death.

Part of a longer story

This is day 9 of 12 in Delhi Lakshmi Yojana implementation, which has been running since 14 July 2026. Reading it whole is usually worth more than reading today alone — the exam asks how something developed.

Questions

  1. Discuss the significance of robust verification mechanisms in the implementation of direct benefit transfer schemes to ensure fiscal discipline and prevent leakage of public funds. 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00

Prelims

  1. Under the Delhi Lakshmi Yojana, what is the maximum age limit for a woman to be eligible for the monthly financial assistance?

  2. According to the guidelines of the Delhi Lakshmi Yojana, what happens to the funds in a deceased beneficiary's account if they remain unclaimed for two years?