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31 August 2026

Delhi Lakshmi Yojana recurring deposit

This is a specific state-level welfare scheme involving direct benefit transfer and financial inclusion mechanisms, which is a standard topic for GS2 governance and welfare policy questions.

1 min read Day 12 of 12 1 questions 2 prelims

Notes

  • The Delhi Lakshmi Yojana provides a monthly financial assistance of ₹2,500 to eligible women.
  • The scheme targets approximately 17 lakh beneficiaries.
  • Financial assistance is structured as a recurring deposit (RD) with a lock-in period until July 31, 2029.
  • The Council of Ministers holds the authority to revise the maturity date after a review conducted two years post-launch.
  • Registration requires an Aadhaar card; however, applicants without one may use an enrollment slip along with an alternative identity proof such as a PAN card, ration card, or voter ID.

Part of a longer story

This is day 12 of 12 in Delhi Lakshmi Yojana implementation, which has been running since 14 July 2026. Reading it whole is usually worth more than reading today alone — the exam asks how something developed.

Questions

  1. Discuss the role of direct benefit transfer schemes in enhancing the socio-economic status of women in urban centers. How do mechanisms like lock-in periods and recurring deposits contribute to long-term financial inclusion? 150 words
    Attempt this — 150 words in 8 min
    0 / 150 words 8:00

Prelims

  1. Under the Delhi Lakshmi Yojana, what is the specified monthly financial assistance provided to eligible women?

  2. Which of the following documents is NOT explicitly mentioned as an acceptable alternative to an Aadhaar card for registration under the Delhi Lakshmi Yojana?

Syllabus

Topics

Sources

250words.in · https://250words.in/daily/2026-08-31/delhi-lakshmi-yojana-recurring-deposit