Banking Ethics

Why it matters

• Maintains public trust and confidence in the stability of the national financial system.
• Prevents systemic risks arising from conflicts of interest, insider trading, and predatory lending.
• Ensures equitable access to credit and protects the rights of retail depositors and vulnerable borrowers.
• Aligns institutional objectives with broader socio-economic goals and regulatory compliance frameworks.

How it is asked

Focus on the role of corporate governance in banking, the impact of ethical lapses on Non-Performing Assets (NPAs), and the regulatory oversight mechanisms implemented by the central bank to enforce professional conduct.