Banking Sector Reforms

Why it matters

• Improving asset quality and reducing the burden of non-performing assets through strengthened recovery mechanisms.
• Enhancing operational autonomy and professional governance in public sector banks to minimize external influence.
• Promoting financial inclusion and digital integration to expand the reach of credit and banking services.
• Strengthening capital adequacy and risk management frameworks to align with international prudential standards.

How it is asked

Focus on the evolution of regulatory oversight, the impact of consolidation on systemic stability, and the balance between social banking mandates and commercial viability.