22 July 2026

Outbound portability of Rajasthan's Mukhyamantri Ayushman Arogya Yojana

The integration and outbound portability of Rajasthan's state health scheme with PMJAY serves as a strong case study for health sector reforms, cooperative federalism, and welfare scheme implementation.

• Outbound portability under Rajasthan's Mukhyamantri Ayushman Arogya (MAA) Yojana allows beneficiaries to receive free, cashless medical treatment in other States.
• Integration with Pradhan Mantri Jan Arogya Yojana (PMJAY) enables access to 16,000 government and 14,000 private empanelled hospitals across India.
• Eligible beneficiaries receive cashless medical coverage up to ₹25 lakh for 2,179 treatment packages, including serious conditions like heart bypass, cancer surgery, organ transplants, and dialysis.
• Major premier institutions accessible under the scheme include AIIMS Delhi and Bhopal, PGI Chandigarh, Medanta, KGMU Lucknow, and U.N. Mehta Institute of Cardiology, Ahmedabad.
• Key operational data: The scheme covers 1.36 crore eligible families in Rajasthan; outbound portability benefited about 30,000 patients in six months, with over 5,900 claims totaling ₹17 crore submitted across States like Gujarat, Haryana, Maharashtra, and Delhi.

1. Inter-state portability of public health insurance schemes is vital for ensuring seamless healthcare delivery to a mobile population. Discuss in the context of integrating state-level health schemes with national frameworks like Pradhan Mantri Jan Arogya Yojana (PMJAY). 150 words

1. With reference to the Mukhyamantri Ayushman Arogya (MAA) Yojana outbound portability mechanism, consider the following statements: 1. It allows eligible beneficiaries to avail cashless treatment in empanelled hospitals across other States. 2. It integrates with the hospital network empanelled under the Pradhan Mantri Jan Arogya Yojana (PMJAY). Which of the statements given above is/are correct?
   1. 1 only
   2. 2 only
   3. Both 1 and 2
   4. Neither 1 nor 2
   Answer C
2. What is the maximum coverage limit per eligible family for cashless treatment under Rajasthan's Mukhyamantri Ayushman Arogya (MAA) Yojana?
   1. ₹5 lakh
   2. ₹10 lakh
   3. ₹15 lakh
   4. ₹25 lakh
   Answer D

• Government policies and interventions GS2
• Social Sector/Services: health, education, human resources GS2
• Welfare schemes for vulnerable sections GS2

• Public Health
• Social Welfare Schemes

• Outbound portability of medical scheme benefits Rajasthan patients