Pradhan Mantri Fasal Bima Yojana is an agricultural risk mitigation scheme that provides yield- and weather-index-based crop insurance covering non-preventable natural risks from pre-sowing to post-harvest stages.
UPSC tests this scheme in GS Paper III under agricultural distress and risk management, often requiring candidates to critically evaluate its performance against previous crop insurance models. Questions focus on administrative bottlenecks such as delayed claim payouts, state subsidy defaults, and low coverage among non-loanee farmers. Candidates are expected to analyze institutional reforms like the Beed model and the role of technological tools in making crop insurance fiscally sustainable and farmer-centric.
Nothing filed against Pradhan Mantri Fasal Bima Yojana yet. As the day’s reading is published, entries that touch it collect here, newest first.