Pradhan Mantri Mudra Yojana is a financial inclusion initiative that provides collateral-free micro-credit up to ten lakh rupees to non-corporate, non-farm small and micro-enterprises through member lending institutions.
UPSC frames questions on this topic primarily within the framework of inclusive growth, institutional credit access, and employment generation under GS Paper III. Analytical prompts often require candidates to evaluate the scheme's performance against challenges such as asset quality risks, micro-loan non-performing assets, and credit absorption constraints. Questions may also ask for structural solutions to improve capital efficiency and credit guarantee support for first-generation micro-entrepreneurs.
Nothing filed against Pradhan Mantri Mudra Yojana (PMMY) yet. As the day’s reading is published, entries that touch it collect here, newest first.